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The ultimate banking account
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For the account with superior access whether you’re home or away, upgrade to NAB Gold Banking. In addition to branch and cheque access, you’ll also get unlimited use of more than one million ATMs globally, including non-NAB ATMs.
You’ll also enjoy even greater flexibility with a NAB Gold Visa Debit card offering the benefits of NAB Gold Overseas Travel Insurance1, Extended Warranty Insurance and a greater daily cash withdrawal limit.
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Monthly account fee  |
$12
Or, simply deposit at least $5,000 per month and you won't pay the monthly account service fee!
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Unlimited
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- All non-NAB ATMs in Australia and most overseas ATMs at no extra cost
- NAB branch deposits and withdrawals
- NAB Internet Banking
- NAB Telephone Banking
- EFTPOS
- NAB Visa Debit
- Optional cheque book
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| You’ll also benefit from |
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A NAB Gold Visa Debit Card
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NAB Gold Overseas Travel Insurance1
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NAB Gold Purchase Protection Insurance1
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Visa Zero Liability policy2
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Verification by Visa
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Transaction monitoring
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Daily cash withdrawal of $2,000 using NAB Gold Visa Debit card
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No minimum or opening balance requirements – open your account with just $1
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Access to ATMs overseas anywhere the PLUS sign is displayed
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Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
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Access at participating Australia Post outlets to check your balance, withdraw or deposit
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Enhanced security with:
Apply now for NAB Gold BankingRead frequently asked questions
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| Avoid the monthly fee |
You could avoid paying the monthly fee, simply by depositing a minimum of $5,000 into your account each month. This could be your salary or other regular deposit
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| Overdraft facility |
Link your account to a NAB Personal Overdraft facility to provide you with extra money, up to an agreed limit, to cover everday expenses
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| Link a savings account |
A savings account can be a great way to to keep your everyday money separate from your savings:
- NAB iSaver is a high interest online savings account with no transaction or account keeping fees, and links directly to your NAB bank account
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It's easy - you can apply at the same time as your NAB bank account
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| Fees and charges |
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| Apply now |
New customer? You can apply online for NAB Gold Banking right now - it's easy and takes less than 10 minutes

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Existing NAB everyday banking customer? You can swap online right now - it takes less than 5 minutes

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| Other ways to apply |
Alternatively, you can apply by calling us on 13 13 12, 8am to 9pm EST, 7 days a week, or at any NAB branch.
Before applying, please read the Terms and Conditions and Fees and Charges Guide.
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*To receive the bonus interest, the deposit must made to the account on or before the second last banking day of the month.
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