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Personal Finance > Everyday banking and savings > Everyday banking accounts > NAB Gold Banking

NAB Gold Banking

The ultimate banking account

For the account with superior access whether you’re home or away, upgrade to NAB Gold Banking.  In addition to branch and cheque access, you’ll also get unlimited use of more than one million ATMs globally, including non-NAB ATMs.

You’ll also enjoy even greater flexibility with a NAB Gold Visa Debit card offering the benefits of NAB Gold Overseas Travel Insurance1, Extended Warranty Insurance and a greater daily cash withdrawal limit.

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Monthly account fee f

$12
Or, simply deposit at least $5,000 per month and you won't pay the monthly account service fee! 

Unlimited
access via
  • All non-NAB ATMs in Australia and most overseas ATMs at no extra cost
  • NAB branch deposits and withdrawals
  • NAB Internet Banking
  • NAB Telephone Banking
  • EFTPOS
  • NAB Visa Debit
  • Optional cheque book
You’ll also benefit from
  • A NAB Gold Visa Debit Card
    • NAB Gold Overseas Travel Insurance1
    • NAB Gold Purchase Protection Insurance1
    • Visa Zero Liability policy2
    • Verification by Visa
    • Transaction monitoring
  • Daily cash withdrawal of $2,000 using NAB Gold Visa Debit card
  • No minimum or opening balance requirements – open your account with just $1
  • Access to ATMs overseas anywhere the PLUS sign is displayed
  • Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
  • Access at participating Australia Post outlets to check your balance, withdraw or deposit
  • Enhanced security with:

Apply now for NAB Gold BankingRead frequently asked questions 

 

Avoid the monthly fee

You could avoid paying the monthly fee, simply by depositing a minimum of $5,000 into your account each month. This could be your salary or other regular deposit

Overdraft facility  Link your account to a NAB Personal Overdraft facility to provide you with extra money, up to an agreed limit, to cover everday expenses

Link a savings account

A savings account can be a great way to to keep your everyday money separate from your savings:

  • NAB iSaver is a high interest online savings account with no transaction or account keeping fees, and links directly to your NAB bank account
  • Prefer a traditional savings account? NAB Smart Reward Saver offers branch access and bonus interest*

It's easy - you can apply at the same time as your NAB bank account

Fees and charges
  • $12.00 monthly account service fee (unless deposit fee waiver applies)
  • For all fees and charges read the Guide to Fees and Charges

 Apply now New customer?   You can apply online for NAB Gold Banking right now - it's easy and takes less than 10 minutes
Apply now
  Existing NAB everyday banking customer?   You can swap online right now - it takes less than 5 minutes
Swap now
Other ways to apply

Alternatively, you can apply by calling us on 13 13 12, 8am to 9pm EST, 7 days a week, or at any NAB branch.

Before applying, please read the Terms and Conditions and Fees and Charges Guide.

*To receive the bonus interest, the deposit must made to the account on or before the second last banking day of the month.

1.National Australia Bank Limited has obtained NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFLS 230903, trading as AIG Australia. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of NAB Gold Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Visa Debit Insurance Policy Document and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas, please contact AIG Assist on reverse charge call to Australia +61 2 9251 4298. This overseas assistance service is subject to the terms and conditions of the NAB Gold Visa Debit Insurance Policy Document.
2. Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notifies NAB of unauthorised Visa transactions and there is no evidence of cardholder negligence, fraud or collusion.


 
 
 
 
 
 
NAB Gold Visa Debit
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