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NAB eBanking |
NAB Classic Banking |
NAB Classic Banking for full-time tertiary students |
NAB Gold Banking |
NAB Retirement Account |
NAB Concession Card Account |
NAB Clear Banking |
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| Description |
Full electronic banking access for just $4 a month |
Full banking access for just $5 a month, including branch access |
Everyday student bank account without monthly account service fees |
Unlimited banking for just $12 a month |
Banking that won't affect your pension |
Everyday account without the monthly fee |
Everyday banking with no overdrawn fees |
| Ideal for |
People comfortable using electronic channels for their banking |
People who want cheque and branch access |
Full time tertiary students |
People who want superior access in Australia and internationally |
Retirees over age 55, or receiving a Departmental of Social Security/Veteran's Affairs pension or allowance which is subject to deeming |
Concession Card holders that need fee-free banking with convenient access |
People who want more control over their cash flow, and no surprises with overdrawn fees |
| Monthly account service fee |
$4
Reduced to $0 if at least $2,500 is deposited each month
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$5
Reduced to $0 if at least $3,500 is deposited each month
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$0
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$12
Reduced to $0 if at least $5,000 is deposited each month
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$0
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$0
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$6
Reduced to $0 if at least $3,500 is deposited each month
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| Suitable for amounts |
$1+
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$1+
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$1+
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$1+
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$1+
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$1+
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$1+
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| Instant access |
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NAB transaction fees2
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$3.00 for branch transactions
$1.00 for cheques
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$0
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$0
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$0 |
Refer to the Guide to Fees and Charges
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$0
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$0
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| Visa Debit |
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| Choice of card colour |
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| ATM access |
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| Non-NAB ATMs |
(fees apply) |
(fees apply) |
(fees apply) |
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(fees apply) |
(fees apply) |
(fees apply) |
| Overseas ATMs |
(fees apply) |
(fees apply) |
(fees apply) |
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(fees apply) |
(fees apply) |
(fees apply) |
| EFTPOS access |
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| NAB Internet Banking |
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| NAB Telephone Banking |
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| Enhanced security |
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| Branch access |
(fees apply for branch withdrawals) |
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| Cheque facility |
(Optional - fees apply) |
(Optional) |
(Optional) |
(Optional) |
(Optional)
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| Interest type |
Variable |
Variable |
Variable |
Variable |
Variable |
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| Interest calculated |
Daily |
Daily |
Daily |
Daily |
Daily |
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| Interest paid |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
Quarterly |
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| Statements |
Six monthly
(if Visa Debit option is selected statements are bi-monthly) |
Six monthly
(if Visa Debit option is selected statements are bi-monthly) |
Six monthly
(if Visa Debit option is selected statements are bi-monthly) |
Six monthly
(if Visa Debit option is selected statements are bi-monthly) |
Six monthly
(if Visa Debit option is selected statements are bi-monthly) |
Six monthly
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Six monthly |
| Linked to overdraft facility (optional)3 |
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NAB eBanking |
NAB Classic Banking
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NAB Classic Banking for full-time tertiary students
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NAB Gold Banking |
NAB Retirement Account |
NAB Concession Card Account |
NAB Clear Banking |
